If you are looking for a loan with several advantages, such as a credit limit of up to R$50,000, low interest rates and the possibility of making your dreams come true, the PagBank personal loan may be the ideal solution for you.
With this type of loan, you have the flexibility to use the money for different purposes, such as buying your own home, paying off debts that have been causing you concern for years or purchasing that item you want so much.
How to apply for a PagBank personal loan
Request for individuals
Applying for a PagBank personal loan for individuals is a simple and quick process that can be completed in just a few minutes. Below, we present a detailed step-by-step guide for you:
- Download the PagBank app on your cell phone through the app store corresponding to your device.
- Log in to your PagBank account. If you don't have an account yet, follow the instructions to register.
- With the app open, look for the “Loan” option located at the bottom of the home page.
- Start by checking to see if there is a pre-approved loan offer for you. If so, choose the one that best suits your needs. However, if there is no pre-approved offer, move on to the next step.
- The next step involves filling out a form with all the specifications requested by the system. Make sure that all the data provided is correct and recent, in order to prevent possible obstacles in the evaluation process.
- Before proceeding, it is extremely important that you review all the information provided, including the loan terms, interest rates and installment due dates.
- If all the information is in line with your expectations and needs, finalize the transaction by digitally signing the contract.
- Wait for your loan application to be analyzed and approved.
Response times may vary, but you will receive a notification informing you whether or not the loan has been approved.
After your PagBank personal loan is approved, the requested amount will be deposited into your PagBank account. From that moment on, you can use the money as you need.
Please note that the specific conditions of the PagBank personal loan may vary depending on the credit analysis and financial profile of each customer. It is important to read the terms and conditions carefully before proceeding with the loan application.
Request for Legal Entity
The PagBank loan application for legal entities can also be made entirely online, without the need to go to a physical store. Follow the instructions below to apply for the loan:
- To get started, go to the official PagSeguro website and log in to your account.
- In the “My Account” panel, look for the “Loan” feature.
- Check to see if there is a pre-approved loan offer available to you. If so, choose one of the alternatives listed. However, if there is no pre-approved offer, move on to the next step.
- Fill in all fields required by the system, ensuring that the information provided is accurate and up-to-date.
- Attach the documents required for analysis, which may include proof of CNPJ, proof of billing, bank statements and personal documents of the partners, depending on PagBank policies.
- Carefully read all the conditions described in the contract, including interest rates, payment terms and other terms.
- Sign the contract online and wait for your loan application to be analyzed and approved.
After the loan is approved, the requested amount will be deposited into your PagSeguro account, allowing you to use the money according to your business needs.
Now that you know how to apply for a PagBank personal loan for both individuals and legal entities, take advantage of this ease and agility to obtain the credit you need and boost your finances.
